ESSENTIAL TERMS AND CONDITIONS OF A LOAN AGREEMENT

ESSENTIAL TERMS AND CONDITIONS OF A LOAN AGREEMENT

loan agreement is a document in which a lender sets out the terms and conditions under which it is pr...
MICRO-LOANS

MICRO-LOANS

What is a roll-over loan? A roll-over loan is a practice which gives the borrower the option to renew a...
AFFORDABILITY OF A LOAN

AFFORDABILITY OF A LOAN

WHAT DOES IT MEAN TO ME AS A CONSUMER? To buy or not to buy, that is the question. Consumers...
SHOWCASE STORY    TANGENI THE LOAN SHARK

SHOWCASE STORY TANGENI THE LOAN SHARK

Anna was in dire need of money. She needed money urgently to give her family a treat. She had no...
MICROLENDING     INTEREST RATES

MICROLENDING INTEREST RATES

In terms of the Usury Act, 1968 (Act No. 73 of 1968) a moneylender is defined as any person who...
FOCUS AREAS  COMPLAINTS

FOCUS AREAS COMPLAINTS

INTRODUCTION NAMFISA’s Complaints Department receives and handles a number of complaints on a daily basis. These complaints are dealt with...
REDIT AGREEMENTS WHAT YOU NEED TO KNOW ABOUT CREDIT TRANSACTIONS

REDIT AGREEMENTS WHAT YOU NEED TO KNOW ABOUT CREDIT TRANSACTIONS

1. What is a Credit Transaction? A credit transaction is a transaction whereby the credit grantor (service pro-vider) sells or...
MICRO-LENDING OPERATION

MICRO-LENDING OPERATION

In terms of the Usury Act, 1968 (Act No. 73 of 1968), a money lender is defined as any person...

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