BOTTLE YOUR DON’T FORGET 1WATER MONEY 2YOUR LUNCH Bottled water costs around 2,000x more than
StOP EXcESS SPENdING NOW
Many families wait as long as six months to adjust their lifestyles after a reduction
Know your right and responsibilities when it comes to insurance
• To ensure that short-term insurance business in Namibia is carried out in accordance with
SHORT-TERM insurance RIGHTS AND RESPONSIBILITIES
DEFINING RIGHTS AND RESPONSIBILITIES Rights are defined in the legal dictionary as “the collection of

Electricity Sense easy ways to save electricity
eLectricitY USAGe iS GoinG UP ALonG WitH itS Price! Here’S HoW YoU cAn SAVe MoneY
Water Sense EASY WAYS TO SAVE WATER
OUR COUNTRY IS RUNNING DRY! HERE’S HOW YOU CAN HELP SAVE WATER AND MONEY AT
Money Sense EASY WAYS TO SAVE MONEY
1FIND THE CHEAPEST BANK FOR YOU Banks offer different rates and packages for different people
Money Sense Easy ways to save money
1GET ORGANISED Paying your bills on time, and ensuring that there is sufficient funds allocated
A-Z of budget sheet
Accounts payable: Money owed to other people or businesses. For example, when you buy clothes
Frequently Asked Questions
Q: Should I know the Terms and Conditions of a contract that has not been