{"id":984,"date":"2017-03-27T16:12:58","date_gmt":"2017-03-27T14:12:58","guid":{"rendered":"https:\/\/www.namfisa.com.na\/educates\/?p=984"},"modified":"2025-07-20T23:55:02","modified_gmt":"2025-07-20T21:55:02","slug":"life-assurance-silozi-translation","status":"publish","type":"post","link":"https:\/\/www.namfisa.com.na\/educates\/life-assurance-silozi-translation\/","title":{"rendered":"Life Assurance (Silozi Translation)"},"content":{"rendered":"\t\t
\n\t\t\t\t
\n\t\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Tahiso<\/h3><\/span><\/div>
NAMFISA isweli ku amuhela lipilaelo ze\u00f1ata kwa neku la likopano za silelezo ya bupilo ze hana ku lifa batu mali a bona bake\u00f1sa \u201clitimana za kusiya\u201d kapa \u201c kusa patulula\u201d. Haku tatubiwa lipilaelo ze amuhezwi zeo, se ku fumaneha kuli ba ba\u00f1ata babai\u00f1olisa inshuwalensi (silelezo) haba utwisisi litaelo ni mabaka a litumelelano ze cwalo, mi seo si eza kuli ba sike ba fumana se ba bata,k.k.l. ba sia mabasi a bona a sina inshuwalensi (silelezo ya mali) mane ni heba bona ba\u00f1i foku\u00f1wi ( ku itingile fela kwa mufuta wa tumelelano ya silelezo). Ka kuya ka maikemisezo a NAMFISA kusileleza ze ama sicaba ni kuluta basebelisi, lu mifa liseli mwa zibiso mwa taba ye kamo lu ta alaba lipuzo ze batu ba buzanga ha\u00f1ata ku amana ni yona:

\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

1. Timana ya kusapatulula italusa sika ma\u00f1i?<\/h3><\/span><\/div>
Ki timana ye ketilwe ye felisa kupatwa kwa likezahalo ze ketilwe sina matuku a sabisa\/ matuku a swana sina kensa, sifuba (TB), butuku bwa pilu ni\/kapa HIV\/ AIDS mwa pampili ya tumelelano ya silelezo. Kuna ni mikwa ye mi\u00f1ata ye liko-pano za silelezo li kona ku itusisa yona ku sebelisa timana ya kusiya kwa neku la mikwa ye mi\u00f1ata ya silelezo (silelezo ya bupilo, kepelo, ni yemi\u00f1wi cwalo) kufa mutala kwa neku la patisiso ya HIV, haiba mutu a hana ku yo tatubiwa; mafu a amana ni HIV\/AIDS a kona ku siwa. Seo si talusa kuli kopano ya silelezo haina ku lifa mutu liswanelo za hae haiba a shwa ka bakala la matuku a amana ni HIV\/AIDS.

\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

2. Kusapatulula: ku talusa sika ma\u00f1i?<\/h3><\/span><\/div>
Litimana za kusiya ze taluswa fahalimu, li sike za lyamganisa batu sina niza \u201ckusapatulula\u201d. Kusapatulula ku talusa mutu ya sa patululi zibiso ya mufuta ufi kapa ufi ka mabaka a zibwa ki yena mu\u00f1i, sina mayemo a hae a ku kula kapa mayemo a bupilo bwa hae kaufela, ku musilelezi ka nako yaku i\u00f1olisa. Ku butokwa kuli mutu a bale, a utwisise hande, mi a alabe lipuzo kaufela ka swanelo nika sepahalo. Mu tameha kuba ni niti yaku swaya mwa sibaka sesi laelezwi, kakufa zibiso ye amiwa ku tusa musilelezi ku likanya \u00f1oliso ya mina. Se sita kondisa kuli mu fiwe tumelelano ye swanela nikuli mu kone ku lifa kamo ku swanela. Haiba mufa likalabo ze fosahezi kapa mu sa itahisi ka kutala, mu-silelezi wa kona ku felisa tumelelano kapa kuhana kupo ya mina.

\n\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

3. Nako \u201cyakuitekula\u201d kifi?<\/h3><\/span><\/div>
Haiba kupo ya mina yaku i\u00f1olisa I amuhelwa, pampili ya \u00f1oliso ita lumelwa ku mina kapa muta fiwa pampili yeo ye na ni litaelo ni mabaka kaufela mwa lizoho. Ki mukwa o swanela kapa wa sizo kuli mufiwe nako ya mazazi a 30 \u201cku itekula\u201d, ili ku bala pampili ya tumelelano kuli mukone kukondisa ze \u00f1ozwi mwate\u00f1i. Mwa nako yeo ya mazazi a 30 a ku itekula, mu kona ku hana, ku fetula kapa ku zwela pili ni tumelelano. Haiba mu sa ikopanyi ni bainshuwalensi (silelezo) kasamulaho wamazazi a 30 kubilaela kasesi\u00f1wi ku bona ba silelezo, ku ta ngiwa kuli kanti mu lumezi mi mu amuhela litaelo ni mabaka a \u00f1ozwi mwa pampili mi tumelelano ita zwela pili.

\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

4. Fakikuli silelezo ita ni amuhela ni kunilifa haiba nina ni kensa, TB kapa HIV nji?<\/h3><\/span><\/div>
Eni ni batili. Tumelelano ita lifa fela kakuya ka litaelo ni mabaka kamo ku laelezwi mwa tumelelano. Haiba mu patulula lika kaufela ka nako ya \u00f1oliso niku lumela kwa litaelo ni mabaka kaufela, musilelezi ulukela ku eza kamo ne mu lumelelani mi a mi life. Haiba mina ba\u00f1i ne mu sika patulula lika kaufela, mu-silelezi wa kona ku hana ku milifa mali a mina kakuya ka kusapatulula.

\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

5. Mulukela ku eza cwani ku pima mizeko ka nako yaku kupa mali a mina?<\/h3><\/span><\/div>
Ku butokwa kuli mu utwisise mifuta ya \u00f1oliso, litaelo ni mabaka a ku i\u00f1olisa pili mu sika leka niku saina. Mu kupe tuso mo ku konahalela ili kuli mu kone ku utwisisa kakutala butungi bwa Timana ya Kusiya kapa mufuta ufi kapa ufi wa timana (li-), ili kuli kusike kwa ba ni mizeko kasamulaho hamu bata mali a mina.

\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

6. Nilukela ku eza cwani haiba ni sa utwisisi (kapa nisina buniti) kaza kusiya mwa tumelelano yaka?<\/h3><\/span><\/div>
Kwa neku le, lu mi eleza kuikopanya ni musilelezi\/ muelezi wa mali wa mina kapilipili ili kuli ba mi taluseze kaza tumelelano ya mina kuli mu utwisise hande se imilwalezi kwa pata. Mi hape mwa kona ku kupa mutu fela ya na ni zibo ya lika ze (muli-kani, ye mu sebeza hamoho, ye mu nyezi, cw.cw), ku mi tusa ku bala tumelelano kaufel\u2019a yona ni ku mi taluseza se mu sa utwisisi.

\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

7. Litimana za kusiya lihaniswa ki mulao kapa Mutomo nji?<\/h3><\/span><\/div>
Kamo inezi, tumelelano ya silelezo kinto ye amana ni ku shimbulula ni ku aba kozi. Mulao wa silelezo ka cwalo u itingile fela kwa mitomonyana ya tumelelano mi ha ikoni ku zamaiswa ka litaelo za mitomonyana isili. Kakuya ka Timana ya 140 ya Mutomo wa Namibia, mulao wa kuyahisana wa tumelelano one usebeliswa ka nako ya tukuluho uta zwela pili ku sebeliswa ku fita ka nako ye uta fetulwa kapa ku feliswa ka Mulao wa Ndu ya Milao kapa ha uta haniswa ki Kuta ya Milao kuli ulwanisana ni Mutomo. Kakuya ka kutwisiso ya mutu mani ni mani, ze kwa halimu li talusa kuli ku siya likalafo mwa litumelelano za silelezo ha li hanisiwi kapa ku haniswa ki Mutomo wa Kuta ifi kapa ifi ya mulao. Ka cwalo hakuna mulao o hapeleza musilelezi ku kena mwa kozi mi taba ye inzi ku yena musilelezi fela. Kwa kona ku haniswa ki mulao kusa lifa litumelelano za batu ba banani HIV baba tokwahalile ka bakala mabaka a sa amani ni matuku sina mafu a likozi za limota, cwa.cwa.

\n<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Fakikuli na kona ku ikutwa kuli neni sika swalwa hande, nita ya kai ku kupa tuso?<\/h3><\/span><\/div>
Haiba mu ikutwa kuli nemusika swalwa hande (ku hana ku mi lifa mali a silelezo, cw.cw.) mwa kona ku ikopanya niba Likolo la Lipilaelo la NAMFISA (NAMFISA\u2019s Complaints Department) ni ku tahisa pilaelo ya mina ka linolo. Pilaelo yeo ita talimelwa hande ku bona haiba ki pilaelo ye swanela kapa awa, mi kuzwa fo ita talimelwa kakutala.

\n\nKufumana zibiso kakutala, mwa kona ku ikopanya niba NAMFISA kwa:

\n\nConsumer Education Department
\nP.O. Box 21250
\nWindhoek
\nTel: 061 290 5196 \/ Fax: 061 290 5122
\nE-mail: consumer@namfisa.com.na<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Kupopotsa mubalelo<\/h3><\/span><\/div>
<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t

Tahiso<\/h3><\/span><\/div>
NAMFISA isweli ku amuhela lipilaelo ze\u00f1ata kwa neku la likopano za silelezo ya bupilo ze hana ku lifa batu mali a bona bake\u00f1sa \u201clitimana za kusiya\u201d kapa \u201ckusa patulula.\u201d\nNAMFISA lu mifa liseli mwa zibiso mwa taba ye kamo lu ta alaba lipuzo ze batu ba buzanga ha\u00f1ata ku amana ni yona:<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
Timana ya Kusapatulula Italusa Sika Mani?<\/h5><\/div>
Timana ya kusapatulula italusa likezahalo sina:<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
\n\t\t\t\t
\n\t\t\t\t\t
  • <\/span>Kensa<\/li>
  • <\/span>TB (sifuba)<\/li>
  • <\/span>Butuku bwa pilu<\/li>
  • <\/span>HIV\/AIDS<\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t
    <\/h5><\/div>
    Haiba mutu a hana ku yo tatubiwa (tested), mafu a amana ni HIV\/AIDS a kona ku siwa. Hain'a ku lifa haiba matuku a HIV\/AIDS a hanisiwa mwa pampili ya tumelelano.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t
    Kusapatulula Ku Talusa Sika Mani?<\/h5><\/div>
    Kusapatulula ku talusa:\n
    \nMutu ya sa patululi zibiso za hae ka mabaka a:<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
    \n\t\t\t\t
    \n\t\t\t\t\t
    • <\/span>Bupilo bwa hae (health conditions)<\/li>
    • <\/span>Mayemo a hae a ku kula<\/li>
    • <\/span>Swano se haike\u00f1i<\/li>
    • <\/span>Surrender Charges and Fees: Early withdrawals are often subject to administrative or surrender charges, reducing the actual amount you receive.<\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
      \n\t\t\t\t
      \n\t\t\t\t\t
      <\/h5><\/div>
      Mutu ota utwisisa pampili ya tumelelano a alabe lipuzo pele ha saina.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
      \n\t\t\t\t
      \n\t\t\t\t\t
      \u201cNako ya Kuitekula\u201d Kifi?<\/h5><\/div>
      Haiba kopo ya \u00f1oliso i amuhelwa:<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
      \n\t\t\t\t
      \n\t\t\t\t\t
      • <\/span>Ufiwa nako ya mazazi a 30 ku itekula<\/li>
      • <\/span>U kon'a fetula, hana, kapa ku zwela pili mwa nako yeo<\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t
        <\/h5><\/div>
        Ha u sa hana mwa mazazi a 30, ku talusa kuli u lumela tumelelano ni litaelo za yona.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t
        Fakikuli Silelezo Ita Lif'a Haiba Ni HIV\/TB\/Kensa?<\/h5><\/div>
        Ita lif'a haiba:<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
        \n\t\t\t\t
        \n\t\t\t\t\t
        • <\/span>U patulula lika kaufela<\/li>
        • <\/span>U lumela kwa mabaka a tumelelano<\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
          \n\t\t\t\t
          \n\t\t\t\t\t
          <\/h5><\/div>
          Ha u sika patulula lika kaufela, musilelezi wa kona ku hana ku lifa mali.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
          \n\t\t\t\t
          \n\t\t\t\t\t
          Nka Eza Cwani Ku Pima Mizeko?<\/h5><\/div>
          <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
          \n\t\t\t\t
          \n\t\t\t\t\t
          • <\/span>Bala tumelelano pele ha saina<\/li>
          • <\/span>Upe tuso ku musilelezi kapa muelezi wa mali<\/li>
          • <\/span>Utwisisa litimana za kusiya<\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
            \n\t\t\t\t
            \n\t\t\t\t\t
            Nka Eza Cwani Haiba Ni Sa Utwisisi?<\/h5><\/div>
            Ikopanye ni:<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
            \n\t\t\t\t
            \n\t\t\t\t\t
            • <\/span>Musilelezi\/muelezi wa mali<\/li>
            • <\/span>Mulikani kapa mutu ya na ni zibo ya litumelelano<\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
              \n\t\t\t\t
              \n\t\t\t\t\t
              Litimana za Kusiya: Haniswa Ki Mulao Kapa Mutomo?<\/h5><\/div>
              <\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
              \n\t\t\t\t
              \n\t\t\t\t\t
              • <\/span>Litimana ha li hanisiwi ki Mutomo.<\/li>
              • <\/span>Hakuna mulao o hapeleza musilelezi ku kena mwa kozi.<\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                \n\t\t\t\t
                \n\t\t\t\t\t
                <\/h5><\/div>
                Kusebeliswa ha kozi kwa musilelezi ha ku hanisiwi ki Mulao wa Namibia.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                \n\t\t\t\t
                \n\t\t\t\t\t
                Fakikuli Na Kona Ku Ikutwa Kuli Neni Sika Swalwa Hande?<\/h5><\/div>
                Ha u ikutwa u siwa swalwa hande:<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
                \n\t\t\t\t
                \n\t\t\t\t\t
                • <\/span>Ikopanye ni Likolo la Lipilaelo la NAMFISA<\/li>
                • <\/span>Hakuna mulao o hapeleza musilelezi ku kena mwa kozi.<\/li><\/ul><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

                  Tahiso NAMFISA isweli ku amuhela lipilaelo ze\u00f1ata kwa neku la likopano za silelezo ya bupilo ze hana ku lifa batu mali a bona bake\u00f1sa \u201clitimana za kusiya\u201d kapa \u201c kusa<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"footnotes":""},"categories":[428],"tags":[],"class_list":["post-984","post","type-post","status-publish","format-standard","hentry","category-long-term-insuarence"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.namfisa.com.na\/educates\/wp-json\/wp\/v2\/posts\/984","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.namfisa.com.na\/educates\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.namfisa.com.na\/educates\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.namfisa.com.na\/educates\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.namfisa.com.na\/educates\/wp-json\/wp\/v2\/comments?post=984"}],"version-history":[{"count":7,"href":"https:\/\/www.namfisa.com.na\/educates\/wp-json\/wp\/v2\/posts\/984\/revisions"}],"predecessor-version":[{"id":35966,"href":"https:\/\/www.namfisa.com.na\/educates\/wp-json\/wp\/v2\/posts\/984\/revisions\/35966"}],"wp:attachment":[{"href":"https:\/\/www.namfisa.com.na\/educates\/wp-json\/wp\/v2\/media?parent=984"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.namfisa.com.na\/educates\/wp-json\/wp\/v2\/categories?post=984"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.namfisa.com.na\/educates\/wp-json\/wp\/v2\/tags?post=984"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}