{"id":1143,"date":"2017-03-28T10:31:23","date_gmt":"2017-03-28T08:31:23","guid":{"rendered":"https:\/\/www.namfisa.com.na\/educates\/?p=1143"},"modified":"2025-07-19T15:09:30","modified_gmt":"2025-07-19T13:09:30","slug":"focus-area-investment-charges","status":"publish","type":"post","link":"https:\/\/www.namfisa.com.na\/educates\/focus-area-investment-charges\/","title":{"rendered":"Focus Area Investment Charges"},"content":{"rendered":"\t\t
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Importance of Investing<\/h3><\/span><\/div>
The importance of investing is to build wealth and financial security by ensuring that the money one earns also has earning power. Simply put, you want to invest in order to create wealth. The thought of investing could be initiated by asking why one will need money and how much will be required at different points in time, coupled with one\u2019s risk appetite.\n

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Setting Investment Goals<\/h3><\/span><\/div>
Once these investment goals are realized, it becomes easier to identify the investment options and vehicles that will support your financial objectives. However, if you can put together even a small amount of money for investment purposes, you will be on your way to creating a much rosier financial picture in the years to come. An investment program may not be something that has been in your radar; if you are just starting out. Most saving and investment products have some fees and charges associated with them.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Professional Help and Asset Management<\/h3><\/span><\/div>
When you want a job done right, you usually hire a professional to get the best results. The same can be said for managing your finances. It costs money for a company that invests its clients\u2019 pooled funds into securities that match its declared financial objectives. The costs have a significant impact on an investment outcome. The hope is that, asset management companies provide investors with more diversification and investment options than they would have by themselves. Asset management companies also allow investors the ability to invest in larger sets of securities with a smaller investment.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Understanding Investment Charges<\/h3><\/span><\/div>
Investment charges can vary widely depending on the type of investment. These charges could be used to cover the costs of running the fund, including marketing and distributing it or the administration charges and other services such as maintaining the record of your investment. While you may have some ideas about what types of investments to own, a financial advisor can offer professional expertise and insight you may not have. If an investment is done with the help of a financial advisor, a separate fee is charged for this advice. The investor and the advisor decide the amount charged<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Know What You\u2019re Paying For<\/h3><\/span><\/div>
It is of course your hope that a fund that charges higher fees is doing so because it is confident that it will perform above average, but there is no real evidence that any Fund or Fund Manager can consistently deliver superior performance. This makes it very important that, as an investor, one understands what you are paying for and is satisfied with the value of the service and the investment performance that is received or expected.<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Your Right as an Investor<\/h3><\/span><\/div>
In conclusion, it is important to know that as a client (investor) you have the right to have all the associated costs explained to you before you enter into an investment agreement\/contract.\n

\n\nCompiled by: Marlene Alfredo (Collective Investment Schemes)<\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Something to think about<\/h3><\/span><\/div>
\u201cBuy when everyone else is selling and hold until everyone else is buying. That\u2019s not just a catchy slogan. It\u2019s the very essence of successful investing.\u201d

\u2013 J. Paul Getty<\/blockquote><\/div><\/div>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

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