{"id":1054,"date":"2017-03-28T08:35:10","date_gmt":"2017-03-28T06:35:10","guid":{"rendered":"https:\/\/www.namfisa.com.na\/educates\/?post_type=right_responsibility&#038;p=1054"},"modified":"2025-07-20T20:18:49","modified_gmt":"2025-07-20T18:18:49","slug":"know-your-right-and-responsibilities-when-it-comes-to-insurance","status":"publish","type":"post","link":"https:\/\/www.namfisa.com.na\/educates\/know-your-right-and-responsibilities-when-it-comes-to-insurance\/","title":{"rendered":"Know Your Right and Responsibilities When It Comes To Insurance"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"1054\" class=\"elementor elementor-1054\">\n\t\t\t\t<div class=\"elementor-element elementor-element-c22898a e-flex e-con-boxed e-con e-parent\" data-id=\"c22898a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-94defd4 elementor-widget elementor-widget-egovenzsectiontitle\" data-id=\"94defd4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"egovenzsectiontitle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"section-title-wrapper border-light text-left\"><div class=\"title-wrap\"><h3 class=\"section-title\">Objectives of Short-Term Insurance Regulation<\/h3><span class=\"title-separator separator-border theme-color-bg\"><\/span><\/div><!-- .title-wrap --><div class=\"section-description\">\u2022 To ensure that short-term insurance business in Namibia is carried out in accordance with the provisions of the Act;<br><br>\n\n\u2022 To ensure that short-term insurance business in Namibia is efficiently administered, controlled and regulated;<br><br>\n\n\u2022 To ensure that every registered insurer, reinsurer, insurance agent, insurance broker, reinsurance broker and Lloyd\u2019s intermediary and the Lloyd\u2019s representative at all times maintain a sound financial position with regard to any short-term insurance business carried out in terms of the Act;<br><br>\n\n\u2022 To exercise supervision, in terms of the NAMFISA Act or any other law, over the business of financial institutions and over financial services; and<br><br>\n\n\u2022 To advise the Minister on matters related to financial institutions and financial services, whether of its own accord or at the request of the Minister.<br><br><\/div><!-- .section-description --><\/div><!-- .section-title-wrapper -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eab2ccc elementor-widget elementor-widget-egovenzsectiontitle\" data-id=\"eab2ccc\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"egovenzsectiontitle.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"section-title-wrapper border-light text-left\"><div class=\"title-wrap\"><h3 class=\"section-title\">Sources and Regulatory Framework Used<\/h3><span class=\"title-separator separator-border theme-color-bg\"><\/span><\/div><!-- .title-wrap --><div class=\"section-description\">\u2022 The short-term insurance act (no. 4 of 1998)<br><br>\n\n\u2022 The regulations to the short-term insurance act (no. 4 of 1998)<br><br>\n\n\u2022 The NAMFISA act (no. 3 of 2001)<br><br>\n\n\u2022 Inspection of financial institutions act (no. 4 of 1998)<br><br>\n\n\u2022 Documents provided by the financial services board of South Africa<br><br>\n\n\u2022 Insurance Bureau of Canada: Code of consumer rights and responsibilities<br><br>\n\n\u2022 Draft consumer bill of rights supplied by an IMF-funded consultant in Canada<br><br>\n\n<blockquote>\u201cA big part of<br> financial freedom is<br> having your heart and mind free from worry about the what-ifs of life.\u201d<br> \u2013 Suze Orman<\/blockquote><\/div><!-- .section-description --><\/div><!-- .section-title-wrapper -->\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Objectives of Short-Term Insurance Regulation \u2022 To ensure that short-term insurance business in Namibia is carried out in accordance with the provisions of the Act; \u2022 To ensure that short-term<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_eb_attr":"","_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_EventAllDay":false,"_EventTimezone":"","_EventStartDate":"","_EventEndDate":"","_EventStartDateUTC":"","_EventEndDateUTC":"","_EventShowMap":false,"_EventShowMapLink":false,"_EventURL":"","_EventCost":"","_EventCostDescription":"","_EventCurrencySymbol":"","_EventCurrencyCode":"","_EventCurrencyPosition":"","_EventDateTimeSeparator":"","_EventTimeRangeSeparator":"","_EventOrganizerID":[],"_EventVenueID":[],"_OrganizerEmail":"","_OrganizerPhone":"","_OrganizerWebsite":"","_VenueAddress":"","_VenueCity":"","_VenueCountry":"","_VenueProvince":"","_VenueState":"","_VenueZip":"","_VenuePhone":"","_VenueURL":"","_VenueStateProvince":"","_VenueLat":"","_VenueLng":"","_VenueShowMap":false,"_VenueShowMapLink":false,"footnotes":""},"categories":[425,434],"tags":[],"class_list":["post-1054","post","type-post","status-publish","format-standard","hentry","category-rights-and-responsibilities","category-short-term-insuarence"],"aioseo_notices":[],"aioseo_head":"\n\t\t<!-- 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