MEDICAL AID FUNDS
Your health is your wealth. However, like any other kind of wealth, it should be protected. The best way to do this is to join a medical aid fund. This is a collection of funds that helps to protect the health of those (the ‘members’) who contributed those monthly contributions.
Should you or the dependents covered under your medical aid need medical assistance, your fund will either compensate you for any bills you paid, or will pay the hospital / doctor / service provider directly. Contrary to many people’s complaints against medical aid funds, their very nature makes it impossible for them to make any profits. Any surplus income they might be left with is channeled straight back to help you, the member.
REMEMBER, there are those people who are inclined to let non-members use their medical aid cards, this is not only fraudulent, but it also leads to increased premiums, so you will at the end of the day pay for your cheating anyway.
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